ADVICE ARTICLES
What exactly is the foreign currency market? Who sets the rules for loan applications? Are you eligible for a reward credit card? The advice area is filled with daily articles on money saving, tips on the latest financial products and service and offers key facts on the world of finance.
 Reward credit cards - going shopping with extra benefits13 May 2013 James Larkin Using a reward credit card offers you a whole range of extras, because every time you use it you take part in reward schemes which make spending money more worthwhile, and thus make this type of a credit card a particular attractive way to pay Read More >> |
 Personal loans – pros and cons06 May 2013 Mark Maffia Personal loans can be helpful, but should be chosen with care Read More >> |
 Consolidation loans – the ideal solution to get to grips with multiple loans30 April 2013 Mark Maffia Everybody who finds it difficult to juggle with different loans should consider taking out a consolidating loan. A consolidating loan will make life considerably much easier because it will help you into a life without any debt. Read More >> |
 Plan your loan to avoid debts24 April 2013 Mark Maffia When taking out a loan, many people underestimate the danger of indebtedness. It is very easy to lose the overview if one doesn't check one's household budget carefully to see if it can take the extra monthly cost of loan repayments. Read More >> |
| Why should I take out private health insurance? 18 April 2013 Mark Maffia Many people don't see the necessity of taking out private health insurance because the National Health Service covers every basic need and offers sufficient protection for any normal situation. However, it has its downfalls, like for example long waiting times in the event of an essential operation or for special treatment. Read More >> |
 Why should one take out travel insurance?09 April 2013 Mark Maffia Anybody who plans to go abroad should never do this without taking out an extra insurance cover. Especially if one travels outside Europe, applying for a travel insurance is an essential part of preparing for the journey as there is so much which could go wrong, leaving one quite vulnerable during one one's trip. Read More >> |
 How to send money abroad quickly and safely03 April 2013 James Larkin There are plenty of reasons why one would like to send money to another country. This might be because one would like to send a gift relatives or friends living abroad, pay for goods one has bought on the Internet or set up regular payments. Nowadays this is very easily done using an online money transfer service. Read More >> |
 Prepaid cards can help you to stay in control26 March 2013 James Larkin Prepaid cards can be the ideal alternative to traditional credit cards. Prepaid cards can be used like any other credit card. One can use them to go shopping, go to restaurants and buy goods on the Internet, and you can use them at cash machines. Read More >> |
 Home insurance: is this necessary?07 March 2013 Mark Maffia It never can happen to me – this is the attitude many people have, but the fact is that thousands of people have to face the results of burglary or damage to their home due to fire, flooding or storm Read More >> |
 Why should I have a pet insurance?31 January 2013 Which Way To Pay Anybody who has a pet knows how quickly it becomes a true member of the family and is loved and cared for. And of course every member of the family must also have the best possible medical care available Read More >> |
 Savings Accounts – Make Your Money Grow02 October 2012 16:00 Which Way to Pay If you want to put money aside safely then a savings account is ideal. People save money for a variety of reasons. Considering today’s climate it is more important than ever put your money in the right place. Read More >> |
 Home is Where the Heart Is – Protect It!07 September 2012 17:00 Which Way to Pay Home insurance is designed to protect your home and personal belongings against a wide range of instances such as theft and damage. Read More >> |
 Pros and Cons Of Having A Credit Card 03 August 2012 Phoebe Robinson Being able to simple swipe a card and purchase anything you like makes credit cards extremely easy and convenient. However this ease and convenience comes with its pros and cons. If you are able to pay bills on time and not build up a huge debt, then a credit card is a great thing to have. Read More >> |
 All You Need To Know About Payday Loans31 July 2012 18:00 Lucy Williams If you are struggling to make ends meet a payday loan can help you however there are risks involved with these types of loans. A payday loan is a cash advance where you can borrow money off a lender which is then secured against your next month’s earnings. Read More >> |
 Are You In Debt? A Debt Management Plan Can Help You24 July 2012 18:00 Lucy Williams If you have recently lost your job as a result of illness or redundancy your financial situation can become increasingly strained. Thousands of people struggle with debt and managing their finances, this is where a debt management plan can help you take control of your debts. Read More >> |
 Protect Yourself And Your Vehicle With Vehicle Insurance17 July 2012 18:00 Lucy Williams It is important to remember that driving without car insurance is against the law, so before you get in your vehicle make sure that you are insured. No matter what type of vehicle you are driving, be it a car, van or motorcycle the right car insurance can be found for you so that you are covered, protected and driving legally on the roads. Read More >> |
 Ever Thought About A Consolidation Loan?10 July 2012 18:00 Phoebe Robinson Over the years in order to pay for little things here and there have you now found yourself in debt to a number of different lenders? Being in a situation where you have several loans to pay off can be tricky and it can be hard to keep track of your finances and make each monthly payment on time. Read More >> |
 Private Health Insurance - Is It Worth It?04 July 2012 17:00 Florence Fullalove The public health system in Ireland can be a brilliant service however if you are looking for more then you want to consider taken out private health insurance. Read More >> |
 Why Not Pick Up A Personal Loan. 21 June 2012 14:30 Phoebe Robinson Strapped for cash? One option that isn’t use your credit card is take out a personal loan. A personal loan is a relatively small loan that allows you to borrow money and spend it how you wish. Read More >> |
 Protect You Pet With Pet Insurance09 June 2012 09:00am Crage Campbell With pet insurance you can ensure that your pet will get the medical care they need when they need it. You should be able to find pet insurance to suit any budget. Read More >> |
 Want To Know How To Choose A Savings Account?28 May 2012 16:00 Florence Fullalove When looking for a savings account you need to find an account that suits you and will get the most out of your money. Read More >> |
 Should You Take Out Life Insurance?18 May 2012 17:00 Florence Fullalove You should consider taking out a life insurance policy if you have anyone who is financially dependent on you. It is important that you choose the right level of cover because too much insurance may not be worth it and too little could not be sufficient for your family. Read More >> |
 Foreign Exchange Brokers To Suit Your Corporate Needs11 May 2012 17:00 Victoria Wedderburn Your company or business can benefit from using a foreign exchange broker that specialises in working with corporate clients. A corporate exchange broker can help protect your business from the volatility of the Forex market. Read More >> |
 The Importance of Home Insurance04 May 2012 16:30 Victoria Wedderburn For almost every homeowner it is essential to have a good insurance policy on your home. This gives you the assurance that your greatest asset is protected from catastrophic losses such as those incurred by natural disasters. Read More >> |
 All You Need To Know About Loans 26 April 2012 17:00 Crage Campbell Loans can help people make purchases when they do not have the money to do so themselves. When you take out a loan you enter into a contract with the lender that you will pay back what you owe, plus the interest, through regular payments. Read More >> |
 Current Accounts – How To Choose The One For You19 April 2012 17:00 Victoria Wedderburn Current accounts are really popular and are a great place to put the money you use and need on a daily basis. The right current account will depend on you and your requirements. Read More >> |
 Why Are So Many Turning To Payday Loans?11 April 2012 14:30 Jack Stupple Payday loans have a lot of bad press but if used correctly they can be an important lifeline for those caught in a tight financial corner. Payday loans should only be used for urgent expenses that need to be covered until your paycheque comes through. Read More >> |
 Do You Need Debt Management?02 April 2012 09:00am Crage Campbell If you have debts, then you know just how stressful it can be. If you’re finding it hard to keep your head above water, then it could be time to get the help of a debt management plan. Read More >> |
 Improve Your Chances Of A Successful Credit Card Application27 March 2012 11:00am Victoria Wedderburn A credit card has lots of benefits and they are quickly becoming one of the most popular financial products in the world. With banks becoming increasingly tougher on who they grant credit too there are a few steps you can take to improve your chances for a successful application. Read More >> |
 Stay Safe With Vehicle Insurance19 March 2012 15:00 Mark Maffia Driving without the right insurance in Ireland is not only illegal but you could have to deal with expensive bills if you are involved in an accident. Read More >> |
 Stay In Control Of Your Finances With A Prepaid Card08 March 2012 17:00 Crage Campbell Prepaid cards are becoming an increasingly popular financial product in Ireland because of the element of user control. Read More >> |
 Don’t Be Afraid To Switch Current Accounts01 March 2012 Which Way to Pay Most people stay with their account providers for an extended period of time but do not realise that by changing accounts they could be getting a better deal elsewhere. Read More >> |
 Want To Be More Energy Efficient And Cut Your Bills?14 February 2012 Which Way to Pay As energy prices in Ireland are expected to rise, many people are looking for ways to reduce their bills. Read More >> |
 Home Insurance – How To Keep Your Premiums Down08 February 2012 Which Way to Pay It pays to understand the benefits of home insurance and find out how it can work for you. Read More >> |
 Get Rewarded for Spending With A Reward Credit Card01 February 2012 Which Way to Pay Reward credit cards are becoming increasingly popular in Ireland because you can earn rewards as you spend. Read More >> |
 Stay Safe on the Slopes with Winter Sports Cover18 January 2012 Which Way to Pay As many in Ireland head off to the slopes at this time of year it is important to make sure you have the right travel insurance so you can have peace of mind should anything go awry. Read More >> |
 Consolidate Your Debts Today!05 January 2012 Which Way to Pay These loans enable you to repay all of your current debts. The one lump sum means that you only owe one company, so there is only one monthly repayment and one interest rate to worry about. Read More >> |
 How To Transfer Money Safely07 December 2011 Which Way to Pay Using a money transfer service is a way to send money to people that you know and trust. Money transfer providers offer fast, convenient and reliable options for consumers to send and receive money worldwide. Read More >> |
 Start Saving Money on Food Now!01 December 2011 Which Way to Pay Inflation on food is among the highest on any commodity in Ireland. This means that for all of us, our grocery bills have been creeping higher and higher over the last few years. Here are some tips that, if followed, will save you money! Read More >> |
 Get a Payday Loan Today!24 November 2011 Which Way to Pay Everyone has those months where you just can’t make ends meet. Whether you have to fork out for a hefty car repair bill, pay for emergency dental treatment or any other expense that you just didn’t budget for, a payday loan could be the answer to your prayers. Read More >> |
 Pet Insurance!21 November 2011 Which Way to Pay If you are a pet owner, whether you have a cat, a dog, a horse or a lizard, you will be very aware of how high costs of visiting the vet can get. Vet bills, from routine checkups, vaccinations and wormings to illnesses and accidents, can reach thousands of Euros. This is why pet insurance is so important. Read More >> |
 Debts Piling Up? Get a Consolidation Loan Today15 November 2011 Which Way to Pay If you have extensive debts, then you are fully aware of the pressure that owing money can put you under. Many people lose sleep over their debts, and it can even start to affect your health. This is when a consolidation loan could come to the rescue. These loans are designed to help you manage your debt. Read More >> |
 Want to Save on Heating? Here’s How!07 November 2011 Which Way to Pay As winter begins to kick in, many of us are left feeling the dread of high heating bills. Just following these tips could save you a lot more money than you might think! Read More >> |
 Solve Your Debt Troubles with a Consolidation Loan Today!31 October 2011 Which Way to Pay Being in debt is undeniably stressful. If you owe a number of creditors fairly large amounts of money, then you know how difficult it can be to keep up with high monthly repayments and interest rates. Read More >> |
 The Benefits of Having a Credit Card25 October 2011 Which Way to Pay Many of us will have a credit card primarily as a low interest form of borrowing, to make our finances run more smoothly and to ensure that we are never unable to pay a bill. Apart from these obvious benefits however, there are other perks to spending using a credit card. Read More >> |
 Love Your Car? Get Insured14 July 2011 Which Way to Pay It is illegal in Ireland to drive without third party insurance, which you must pay when registering your vehicle. This is basic cover and will usually not insure you for your own car or if you are injured in an accident. Read More >> |
 Need Some Money Quick? Get a Payday Loan!18 October 2011 Which Way to Pay All of us have had those heart-stopping moments when a bill is a lot more than we expected and you don’t have the money to pay it. There’s no need to panic however, as you can get a payday loan. Read More >> |
 How to Save Money on Fuel12 October 2011 Which Way to Pay The price of fuel is going up all over the world, Ireland included. Our petrol bills are getting bigger and bigger, and it can feel like it’s out of your hands. There are some things you can do however to save some money here and there on petrol, just follow these tips! Read More >> |
 Start Saving Money on Groceries Today06 October 2011 Which Way to Pay Most of us are feeling the pinch at the moment, un-helped by the rising prices of commodities. The cost of food seems to be going up almost daily, and it’s so easy to spend hundreds of Euros a week, especially if you have a big family. There are some changes you can make however to go some way to reducing your outgoings. Read More >> |
 Save Money on Petrol Today!03 October 2011 Which Way to Pay The price of petrol is going up all over the world, and as our disposable income is increasingly getting squeezed, it’s time to look at our finances closely and save wherever we can. Saving money on petrol may seem like an impossible task, especially if you drive often, but there are various things you can do. Follow these tips to start saving today! Read More >> |
 Start Saving Money on Food Today!27 September 2011 Which Way to Pay It’s easy to feel like you’re spending all your money on food. Big supermarket shops, meals out, take aways, snacks and lunches can easily mount up to thousands of Euros a month, especially if you have a big family. There are ways to save money on food however without denying you or your family. Follow these tips and watch your savings account grow! Read More >> |
 Do You Need a Consolidation Loan?22 September 2011 Which Way to Pay Being in debt is no picnic. It can be incredibly stressful worrying about big repayments, high interest rates and deadlines. Getting debt-free can at times seem like a unachievable goal. One of the most effective ways to tackle your debt is to get a consolidation loan. Although it may seem like the last thing that will help your finances is to take out another loan, these loans are specifically designed to take the pressure off. Read More >> |
 Save on your Heating Bill this Winter16 September 2011 Which Way to Pay It’s nearly time to turn the heating back on, a time of year that fills many of us with dread. With energy prices soaring, it could be time to rethink your old habits and tackle the problem head on with a few changes. Read More >> |
 Is a Payday Loan Right for You?13 September 2011 Which Way to Pay Since the recession, it has become increasingly more difficult to get the loans you need from traditional channels, such as the bank. This has opened up a new market for independent loans companies who will often approve you for a loan even if you have a less than perfect credit rating. Payday loans are an example of this; specially designed to tide you over until your next payday should you be a bit short one month, these loans are a great way to borrow small amounts of money. Read More >> |
 Is Your Gold Insured for the Right Value?08 September 2011 Which Way to Pay The price of gold sky-rocketed in the last few years and given the gold rush of present, there’s never been a better time to sell the yellow metal and that fact hasn’t gone unnoticed by thieves. Although the price increase can be a positive for gold owners all over Ireland, the exponential growth in value has left thousands underinsured and at danger of losing out in the unfortunate event of loss or theft. Read More >> |
 Tell me about... Health Insurance07 September 2011 Which Way to Pay Private health insurance may seem unnecessary given the fact we are fortunate enough to live in a country with a state-funded healthcare system, however in the eventually of illness many find that the investment in a health cover plan proves invaluable. Read More >> |
 Top Tax-Free Investments06 September 2011 Which Way to Pay There's not much you can get tax free these days, but there are still ways to save some precious euro before the new, tougher Budget is announced at the end of this year. Despite there being little opportunity to purchase or invest in tax-free commodities there are a few that savvy financiers can still get their hands on... Read More >> |
 Alternative Business Funding Streams05 September 2011 Which Way to Pay Bank loans can be hard to come by and if you’re unable to borrow money from your bank, don’t despair; other ways to attain money are out there in the form of Enterprise Bonds, Credit Union loans, Enterprise Ireland loans and "Business Angels"... Read More >> |
 Loan Advice for the Current Financial Climate 02 September 2011 Which Way to Pay With the financial world is passing through a turbulent phase again, it is even more important that you tread amongst the lending market with caution. With uncertainty looming large, many have realised that it is time to tighten their purse-strings, including lenders. That’s not to say great deals aren’t available... Read More >> |
 Fixed or Variable Rate Personal Loan?01 September 2011 Which Way to Pay If you need a cash injection more substantial than that offered by a payday loan, you may want to consider taking out a personal loan. Many lenders will offer such loans on very flexible terms and without associated security in the form of your own collateral i.e. house/car. Read More >> |
 Save Thousands of Euros a Year on Lunch!30 August 2011 Which Way to Pay We are all lead extremely busy lives, and luxuries and conveniences that we could afford a few years ago no longer are wise options. The global economy and European debt problems mean our disposable incomes are diminishing but we are not ready to let go of the quality of life that we have grown so accustomed to. Read More >> |
 Online Money Transfer Services – Quick and Simple!25 August 2011 Which Way to Pay Most people are cottoning on to benefits of using online money transfer services to send money instantly whilst achieving the best exchange rates available. Read More >> |
 Manage Your Debt Today24 August 2011 Which Way to Pay If you’re struggling to manage debt, you’re not alone in the current climate! That said, don’t make the same mistake as many and allow yourself to slip into serious arrears! It’s worth consulting a professional debt manager to ensure you have a manageable plan and the chance to sleep easy alleviating the risk of repossessions looming over you. Read More >> |
 Get a Payday Loan Today!23 August 2011 Which Way to Pay We have all had those months when your paycheque simply won’t stretch far enough. Whether it’s an unexpected bill or car repair, there are ways you can get your hands on some cash before payday. Payday loans are specially designed to lend you smallish amounts of money for short periods of time, just to tide you over until you next get paid. Read More >> |
 Buy Food the Smart Way22 August 2011 Which Way to Pay The price of food is on the up, and it seems like an unavoidable expense. There are things you can do however to cut down on the amount you spend. Planning meals will not only stop you from buying things you don’t need but also will stop you from buying expensive ready meals. Read More >> |
 Cycle to Work and Save Money19 August 2011 Which Way to Pay The price of petrol has gone through the roof, and many of us are feeling the pinch of the current economic climate. Maybe it’s time to make a few changes to your lifestyle. Walking or cycling to work could really make a difference to your fuel bills or public transport costs. Read More >> |
 Get Insured, Be Smart!18 August 2011 Which Way to Pay Life is unpredictable. You never know what is going to happen, so it’s worth getting insurance to protect you, your family and your possessions. You can get insurance for a whole host of things, from home insurance to pet insurance there is something for everyone. Read More >> |
 Teach Your Children the Value of Money17 August 2011 Which Way to Pay It’s difficult to teach children the value of money in our culture of commercialism and instant gratification. There are few things you can do to instil a good work ethic in your kids and teach them that nothing comes for free. For one, don’t give them money for doing nothing. Read More >> |
 Buy Food Online and Save16 August 2011 Which Way to Pay Shopping online has its benefits, as we all know. But buying food online could actually save you money! By using supermarket websites, you give yourself the time and opportunity to really look at what you are putting into your trolley. By avoiding the store altogether, you are also avoiding clever marketing tricks designed to make you buy things you didn’t intend to. Read More >> |
 Get a Payday Loan15 August 2011 Which Way to Pay If you are a bit short of cash this month, a payday loan could tide you over until your next paycheque. Payday loans are specifically designed for you to borrow small amounts of money, usually up to €1000, for a short period of time, anything from 2 weeks to a month usually. Read More >> |
 Cheap Dublin Airport Parking11 August 2011 Which Way to Pay Airport parking can be astronomically expensive and Dublin airport is no exception! So, if you’re put off taking your car to the airport because of the expense of Quickpark or any of the other airport long-term car parks, do not despair! Despite what you may be lead to believe, there is another way to park and pay less! Read More >> |
 Benefits of Foreign Exchange Trading10 August 2011 Which Way to Pay These days investors can opt to invest in trading foreign exchange as a more convenient way to make money than traditional investment types; after all the method of foreign exchange trading is set apart from that of trading stocks, mutual funds or bonds. Earning money in foreign exchange happens through buying and selling of currencies. Read More >> |
 Save on €2k Your... Lunch!09 August 2011 Which Way to Pay Eating out as part of the working day can be a real drain on your finances. Indeed, research has shown that around 60% of workers in Dublin city centre (approximately 360,000 people) eat out most days of the week. Of those surveyed, the average amount spent on lunches out per week was €34. Read More >> |
 Need Some Extra Cash? Get a Payday Loan!05 August 2011 Which Way to Pay Sometimes you need some extra cash before your paycheck get cashed. There are loans specifically designed to fill this void called payday loans. You can borrow anything up to €1000 for a period of 2 weeks to a month, until you next get paid. Read More >> |
 Financial Products You Should Get For Free04 August 2011 Which Way to Pay The amount of fee paying current accounts has increased dramatically in recent years and although they offer nice little extras like travel insurance and breakdown cover, unless these add-ons suit you it’s simply not worth paying for a current account when you can still get one for free! Read More >> |
 Why get a Prepaid Card?03 August 2011 Wh The principle of prepaid cards is you load money onto the card yourself giving you the ability to personally manage the amount of money available on the card. There is no credit facility (no borrowing), so there is no debt danger. Read More >> |
 Save Money on Your Energy Bill!01 August 2011 Which Way to Pay The price of energy is on the up, and it doesn’t seem that our increasing bills will let up any time soon. As many of us are having to live off a lower disposable income, it’s important to keep unnecessary expenses to a minimum so that we can afford the standard of living we have become accustomed to. Read More >> |
 Financial Abbreviations Explained02 August 2011 Which Way to Pay With the USA at risk of losing its AAA-rating this week, it raises the question of what many financial abbreviations actually stand for and indeed, what they mean. At Which Way to Pay we have compiled a short layman’s list to some common terms in the “abbreviated” financial crisis! Read More >> |
 Save Money On Food!29 July 2011 Which Way to Pay The price of many household goods are on the rise, meaning that for many of us our disposable income is diminishing and our budgets are expected to stretch further and further. One thing we can’t avoid spending money on is food, but there are things you can do to reduce your grocery bill. Follow these tips to save some money! Read More >> |
 The Benefits of Credit Cards28 July 2011 Which Way to Pay You may think that credit cards are a bad idea as they could tempt you to spend money you don’t have and get you into debt. This is not true if you are sensible with your finances, and they have many advantages over debit cards that can come in very useful. Here are some of the pros of having a credit card: Read More >> |
 Need a Consolidation Loan?27 July 2011 Which Way to Pay It can be a real struggle keeping up with loan repayments, especially if you have a number of loans from different sources. If you are losing sleep over your finances, and feel increasingly out of control, then a consolidation loan could be the answer. Read More >> |
 Happy (Insured!) Holidays19 July 2011 Which Way to Pay The summer is upon us and given the grey climate of present, most of us are even keener to plan a trip to sunnier isles. When caught up with holiday fever and the resurrection of topical shirts for some, we can sideline the more banal yet essential task of arranging travel insurance. Read More >> |
 Insure Your Home18 July 2011 Which Way to Pay Whatever your living arrangements, if you live alone or have a family, there is a home insurance policy out there to suit your situation. Home insurance can cover you for a range of eventualities, from accidental damage, loss and burglary. If you travel often, there are policies to cover your house and its contents when you are away. Read More >> |
 Need A Debt Management Plan?13 July 2011 Which Way to Pay In these times of escalating prices and economic instability, it is easy to begin to struggle with debt. There are things you can do to manage the money you owe. Read More >> |
 More Payday Loans Advice11 May 2011 Which Way To Pay Payday loans can seem rather intimidating as a way of obtaining money when you are desperate. If you do have another method of getting a loan through an official source then it could be worth looking into. However, if your credit score is bad then a payday loan might be the only loan you can get. Read More >> |
 How To Transfer Money Safely05 April 2011 Which Way To Pay Using a money transfer service is a way to send money to people that you know and trust. Money transfer providers offer fast, convenient and reliable options for consumers to send and receive money worldwide. Read More >> |
 Welcome to Which Way To Pay Ireland31 March 2011 Which Way To Pay Which Way To Pay is an independent, international financial comparison and reviews website. Read More >> |
