CARDS

Welcome to our Payment Cards area. There are so many different payment cards available that it can be difficult to work out which one is best for you. We compare numerous credit cards, reward credit cards and prepaid cards in order to help you find the card which best suits your financial circumstances. Always read the terms and conditions thoroughly bedore you apply for a card.

        

Compare Cards Products

The credit card has been in existence since the 1920s and from the earliest version, the card has come on leaps and bounds. Today you can find a massive variety of credit card types, providers and related services. The majority of adults in Ireland (and the rest of the developed world) rely on credit cards but with the many offers and deals available it can be hard to know where to find the right one. Use Which Way To Pay Ireland to compare and review the best offers on the credit and prepaid card market.

Credit Cards

How do you know which credit card suits you best? There are constantly new offers to look out for, with attractive deals on interest rates and balance transfers. You can compare and review the latest Irish credit cards on Which Way To Pay Ireland, with the simple and user-friendly comparison charts and an independent review for each product. This allows you to view the main features of each card in one easy format, as well as being able to compare important factors such as the interest rate, introductory offers, fees, features and application methods.

Which Way To Pay Ireland lists a variety of card types, so you can choose a card that suits you and your lifestyle. You may even find that a regular rolling-credit type of card (a standard credit card) is not for you – perhaps a prepaid card is more suited. Go to our prepaid card section to find out more about a debt-free alternative to normal credit cards.

Reward Credit Cards

Reward credit cards are becoming ever more popular across Ireland, Northern Ireland and the UK as they offer a bit more than regular credit cards. Reward credit cards are essentially the same as normal credit cards but with bonus programmes, reward schemes and point-collecting initiatives attached.

Use the reward credit card to make purchases just as you did before, but earn valuable points to redeem for rewards such as hotel stays, flights, cheaper petrol or vouchers. Many people view reward cards as a way of getting something back for spending money. Whether you see it this way or just as a credit card with added benefits, you can compare the best offers on Which Way To Pay today.

Prepaid Cards

Prepaid cards are increasingly popular in Ireland and the rest of the EU, and have been available in the US for some time. They provide a cheap and useful alternative to regular credit cards, and work on the basis that the card holder loads the card with funds his or herself. There is no borrowing facility – no line of credit – so you cannot go into debt on the card. All the funds on the card have been loaded there by yourself or someone on your behalf.

The prepaid card can be used just like a regular credit or debit card; enjoy spending money online, in restaurants and shops and anywhere in the world as every card carries either the Visa® or MasterCard® logo. But without the element of borrowing, almost anyone can have this type of card. Therefore, even if you have a bad credit rating, are facing bankruptcy, are a student, self employed or even unemployed, you can still get a prepaid card.

        


Please note that Which Way To Pay Ireland www.whichwaytopay.ie is not authorised to give personal financial advice under the Republic of Ireland's financial regulations.

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