Listed below are a selection of claims specialists who are qualified to help you if you think that you have a claim to make against a company who has mis-sold you PPI or you have had an injury that was not your fault. When comparing claim specialist companies it is understandable that you are reluctant to sign up and commit to a particular company. With the bad press they have received lately due to unsolicited calls and nuisance emails it is no surprise. There are claims specialists that you can appoint that are legitimate and reputable though if you do your research thoroughly. Claims services are operated by a team of experts who are qualified to help you make your claim successful. They work with you in order to get the largest compensation possible for your claim. There are various claims specialists in the market, so the type of claim you are making – PPI claim or Injury claims – determines the type of claims specialist you should appoint. The fee structure of claims specialists vary so this is an area that you must research thoroughly before you commit to a particular company. Many claims companies offer a 'o win, no fee'service, however, watch out for companies who do not tell you their costs up front and you should certainly not pay any fees in advance.

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What is a Claims Service?

A claims service, or claims management company, are a group of legal and financial professions who are specialists in helping you with your claims case. If you think that you have been mis-sold PPI or have been in an accident that was not your fault a claims management service could be worth researching to help you with your claim. Making a claim is a time consuming process which can be confusing if you are unsure what you are doing. Claims services help you along the way when they take the claim on. They use their expertise to try and win you the maximum compensation that you entitled to.

What does a claims service cost?

The total cost of a claims management company varies on the company and also the claim that is being made. When researching claims service companies there are some points that you should look out for. Firstly, you should avoid companies that require you to pay an upfront fee. Most companies offer a ‘no win, no fee’ service, provided you leave the case in the claims management companies hands. Then as soon as you have won your money and received it in your bank account the claims company will send you their bill.

Should I make a personal injury claim?

The Irish law will decide whether you have grounds to make an injury claim so ultimately the decision is out of your hands. It is not enough to have simply been in an accident or suffered an injury to make a successful claim. It must be clear and you must be able to prove that there was another party or parties that you believe were at fault for the accident and the injuries that you have suffered or are suffering. Claims management companies will be able to advise you on what your chances are on winning a case.

How do I know what Claims Management Company is suitable for my case?

With the variety of claims management companies in the market it is no surprise that some people find it confusing which company to choose. When choosing a claims service it is important that you do not sign up to a company that have made a cold call or emailed you directly without you enquiring about their services. You should also ensure that you never pay any fees upfront to a company, even if you think that it is reputable. Legitimate claims companies have a transparent fee structure which they make available to you so that you know exactly what you are signing up for. Many of these companies offer a ‘no win, no fee’ service so that you have the security of knowing you will be able to make the payments regardless.

Is there anything I should know before using a claims company?

You should be aware of using a claims company if you are in debt or in arrears. Often banks or lenders will use the money you win to clear or reduce the debt that you owe. In the event that this does happen, you will not receive the money in your bank account but the claims company will certainly want their fees. If you are unable to pay the claims services fees you could find yourself in a tricky financial situation.

You can make the claim yourself, for free, if you think that you have the knowledge, time and expertise to be successful. If you don’t think that you are capable of making the claim on your own and you are not in arrears or debt then a claims management company will be able to provide you with invaluable information that will help you be successful when making your claim.

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