Top tips to get your travel insurance premium down

29 October 2013 - Which Way To Pay

Going away for Christmas? How important is travel insurance?

As November approaches, Christmas get away plans are getting underway. When you book a holiday, it is easy to forget to take out travel insurance. It is important to think about your options when you have booked your holiday so you know you are covered if something goes wrong. Remember, it is important to have cover from the moment you book your holiday, not just when you are abroad.

How do I compare all travel insurance policies available?

Travel insurance comes in a variety of levels with various degrees of cover available. The level of cover you want or require is ultimately decided by how much money you would like to spend on your policy. As soon as you know this, you can compare the insurance policies you will receive quotes from ‘like for like.’

Do I need travel insurance? What is already covered?

Do you have contents home insurance cover? You could find that you already have coverage for theft and loss when you are away from home if you check your policy carefully. Your health insurance or car insurance could be valid in other countries so it is worth checking all your existing policies before you commit to a travel insurance policy. Finally, many airlines reimburse you if they lose your baggage so ensure you do your research thoroughly before you commit to a holiday insurance policy.

Remember to purchase your holiday on your credit card

Check to see what protection you have with your credit card. When you make purchases, such as flights, on your credit card and the airline goes bust you will be protected under the credit consumer act.