Gadget Insurance

Gadget insurance is more useful in this day and age than ever before. These days we have more gadgets than ever and all of these can be covered for loss, damage or theft with gadget insurance. The gadget insurance offered on this page can cover a wide range of your most treasured possessions including mobile phones, laptops, Ipads, personal stereo equipment and much more. The level of cover varies so please make sure that you read the terms and conditions of your insurance policy before you apply. This will ensure that you get your gadgets covered at the level which best suits your personal circumstances. There are different levels of cover available but the cost will largely depend on the value of your gadgets. See below for more information.

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COMPANYPOLICY

POLICY

Health insurance policy

COST

COST

Cost of policy

DEDUCTABLE

DEDUCTABLE

What is deductable from policy

COVER

COVER

Details of cover available

UNDERWRITER

UNDERWRITER

Insurance underwriter

METHODS

METHODS

Method of application

PAY MONTHLY

PAY MONTHLY

Monthly payments acceptable

GADGET INFO

GADGET INFO

Gadgets covered

RESTRICTIONS

RESTRICTIONS

Restrictions for applicant

MORE INFO

Gadget Insurance.ie
Gadget Insurance.ie

Gadget Insurance.ieFrom €1.49 per month€25 (€75 for Laptop claims)Type

Cover Type

Gadget Insurance


Level

Cover Level

Premier or Premier Plus


Detail

Cover Detail

Premier Cover
1. Cover up to 5 gadgets
2. Insure up to €500 per policy
3. Accidental Damage
4. Water Damage
5. Theft Cover
6. Worldwide Cover
7. Optional - Loss
Premier Plus Cover
1. Cover up to 5 gadgets
2. Insure up to €1,000 per policy
3. Accidental Damage
4. Water Damage
5. Theft Cover
6. Worldwide Cover
7. Optional - Loss Cover

Blue Insurances LtdOnline, telephoneYesMobile phones laptops MP3, tablets hair straighteners etc.Restrictions

Restrictions

Key Exclusions
1. There is no cover for the first 14 days
2. You must be over 18 yrs to purchase the insurance.
3. There is no cover for accidental damage due to wear & tear.
4. See the policy document for full information on our policy cover, conditions and excluions.

Gadget Insurance.ie
At Gadget Insurance.ie we know how important it is to protect your most valuable items from digital cameras to laptops and iPads, including the most valuable of all – your mobile phone including your iPhone or android phone. Look here for details. Worldwide Cover is provided so whether you are travelling on a short weekend break or lazing on a beach somewhere you can rest assured your iphone, digital camera or iPad is covered. For protection around the world take GadgetInsurance.ie – don’t leave home without it! DETAIL INFORMATION >>Services

Services

1. Speedy claims service


Advantages

Advantages

1. Cover up to 5 Gadgets
2. Low Policy Excess
3. Worldwide Cover
4. Speedy Claims Service
5. Water Damage
6. Loss Cover


Disadvantages

Disadvantages

1. In the event of a claim you must report the theft / theft and malicious damage to the police within 24 hours of discovery
2. There is no web administration fee for booking our policy direct on our website but we do charge a fee of €4.95 if you choose to book your policy through our call centre
3. There are also optional charges linked to different administration functions, the posting of a hard copy policy certificate is €3.50 and automatic SMS policy info service is €0.99
4. There is no cover for products which are not owned by you, for example those given to you by your employer for work, or those lent to you by a friend.

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Compare Gadget Insurance

Gadget insurance will cover your telephone and gadgets wherever you are

Gadget insurance to cover your electrical devices

Gadget insurance is part of the modern world’s essential insurance cover. Many gadgets are not covered under standard home insurance contents cover so it is often the case that people want to take out specific insurance to cover their personal electronic devices. The most common items insured under gadget insurance cover are , mobile phones, laptops, GPS devices, personal stereo equipment, MP3’s, cameras and hair straighteners. However, there are numerous objects which can be covered by gadget insurance and if you have any questions don’t hesitate to call the insurer directly.

Different levels of gadget insurance cover are available

Different companies will offer different levels of cover which is no bad thing. Some companies may offer packages to cover more of your valued items. For example you may be able to get cover for your phone and four gadgets at a discount price so it is worth looking into these sort of inclusive packages. The amount you will have to pay is likely to increase depending on the value of the gadgets. The more expensive the gadgets the more expensive the policy.

Get the right gadget insurance policy

If you are insuring your gadgets there are a few aspects which you should make sure are included in your policy. It is certainly worth having accidental damage cover so that if you break your phone or gadget you will be covered. It is also worth getting water damage cover just in case your gadgets get wet. Theft cover is obviously a must as we all know that these gadgets are valuable and just what thieves could be on the lookout for. It is probably making sure that you are covered no matter where you are in the world with worldwide gadget insurance cover. Lastly loss cover is often optional on an insurance policy and it is probably worth getting as it is not uncommon to lose our gadgets.

Get fully insured with the right gadget insurance policy

Before purchasing gadget insurance make sure that you read the terms and conditions of the offered insurance policy carefully. While gadget insurance may be great value it can be expensive and is it is not unlikely that if you have gadget insurance cover for a few years you will have to claim on it at some point. It is essential to make sure that you fully understand the level of cover which you are purchasing to make sure that you are fully insured and covered for the eventualities necessary.

How to get the best gadget insurance quote

As soon as you have decided which gadgets you need to cover, you should go on the hunt for gadget insurance quotes that offer you suitable cover. Remember to compare the price of each quote and the cover provided by each gadget insurance policy as standard. This way you will make sure you do not incur any additional costs. You must always compare insurance quotes 'like for like' so that you are sure you are getting exactly what you need. Remember that you should not always opt for the cheapest quote and what is right for your friends and family might not be suitable for you.

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