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Welcome to our Money area. If you are looking for the best place to manage your money you have come to the right place. We compare different current accounts and savings accounts so that you can find the best place for your savings. We also compare debt management plans for those in trouble with debt. Always read the terms and conditions of the product you wish to apply for.
- Debt Management
If you have problems with debt then a Debt Management Plan could help you.
- Current Accounts
Compare Current Accounts here and get the most from your money.
- Savings Accounts
Look after your money and earn interest with the best Savings Accounts.
Compare Money Products
The money area of Which Way To Pay offers you comparisons and reviews on a range of general money products and services, including debt solutions, current accounts and savings accounts. Are you struggling with multiple debts? Take a moment to assess your situation and, if necessary, seek help and guidance from expert debt advisers. Have a look at the best savings accounts on offer at the moment and find the ideal current account for your daily money needs.
Struggling with debt is part of everyday life for many people in Ireland. If you feel that your situation has gotten out of control, know that you are not alone – and that getting help is really easy. There are plenty of options available, from free advice at your local council to expert guidance from a debt management service.
Taking the first step is the hardest part, but once you realise that most debt consultants handle cases with full confidentiality, you can relax and find the best solution. Before you decide on a course of action, make sure you go over the many options carefully. Take your time and compare the services.
A current account is one of life's essentials. Designed to help you manage your everyday money with ease, current accounts are offered by most banks in the country. There are many options and features to choose from when looking for a current account, from how much interest you earn on credit, to overdraft facilities (will you be offered one? How much interest will you pay?).
Another important factor to consider are service charges – is there a regular administration or 'management' fee? Will you have to pay penalties? Some banks offer current accounts 'with extras' – extra features that might benefit you and your money. These could include insurance packages (such as travel cover) but might incur an additional fee, so make sure you find out in advance. Most current accounts now come with an online banking facility.
Most people in Ireland are aware of the importance of saving. However, what is the best way to save? What are the options and is your money at risk? Nowadays there are so many options for saving, it is no surprise that some people are left confused. Yet a regular savings account, offered by most banks and some independent providers, is one of the most secure ways of putting money aside. A savings account allows you to put your money in a safe place where it can earn interest until you need it at a later date.
Of course, there are many types of savings accounts, so it is wise to think about which option suits you and your money best. Choose from fixed term accounts to regular savings accounts – pick whether your interest rate is fixed for a set period of time, or flexible in line with the base interest rate set by the Central Bank.
Please note that Which Way To Pay Ireland www.whichwaytopay.ie is not authorised to give personal financial advice under the Republic of Ireland's financial regulations.
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