Pet Insurance

Anyone who has a pet knows how costs can run high on a frequent basis. Whether your dog or cat (or other pet) has fallen ill, suffered an accident or is in need of other veterinary care, the bills can be a setback Ė so it is essential to find the right pet insurance before you fork out any more cash! Most pet insurance policies are for dogs and cats, but you can find providers who offer cover for your horse, rabbit or other pets (such as reptiles, arachnids and birds). Whether your pet is a special pedigree, used for your career (such as a horse) or if it is just an important part of your life, the right pet insurance policy can do a great deal in giving you peace of mind. Use the chart below to compare the main features of each policy, from regular costs to the claims process.

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COMPANYPOLICY

POLICY

Health insurance policy

COST

COST

Cost of policy

DEDUCTABLE

DEDUCTABLE

What is deductable from policy

COVER

COVER

Details of cover available

UNDERWRITER

UNDERWRITER

Insurance underwriter

METHODS

METHODS

Method of application

PAY MONTHLY

PAY MONTHLY

Monthly payments acceptable

PET INFO

PET INFO

Pets covered

RESTRICTIONS

RESTRICTIONS

Restrictions for applicant

MORE INFO

Petinsurance.ie
Petinsurance.ie

Petinsurance.ieFrom Ä69 per yearVariesType

Cover Type

Cat and Dog Insurance


Level

Cover Level

Essential, Premier, Premier Plus


Detail

Cover Detail

Essential Cover
This level provides cover for veterinary fees resulting from accidental injury only of your dog and cat and for third party liability for your dog only.
Premier Cover
Our Premier policy covers your pet for a 12 month period from the date of loss for illness or injury. Cover after your renewal date will continue up to 12 months, subject to renewal of your policy. After those 12 months the pre-existing medical condition will be excluded. Our Premier policy also provides cover for Third Party Liability, Death from Accident, Boarding Kennel/Cattery Fees, Theft /Straying, Holiday Cancellation and Lost/Found ads. We also offer optional cover for Overseas Cover which includes Quarantine, Emergency Repatriation and Loss of Passport.
Premier Plus Cover
Our Premier Plus policy covers veterinary fees for life and is designed for pet owners concerned about their pet developing a long-term, chronic or recurring illness. Premier Plus Cover includes such conditions as arthritis or eczema which require treatment from a vet over a long period of time, often for life. As long as the Premier Plus policy is renewed each policy year without a break, we will continue to provide cover for new illnesses after the policy starts right into your cat or dog's old age. Our Premier Plus policy also provides cover for Third Party Liability, Death from Accident, Boarding Kennel/Cattery Fees, Theft /Straying, Holiday Cancellation and Lost/Found ads. We also offer optional cover for Overseas Cover which includes Quarantine, Emergency Repatriation and Loss of Passport up to the aggregate limit.

See policy document for details.Online, TelNo8 weeks - 8 years oldRestrictions

Restrictions

Ensure that your pet is not in the unacceptable breeds list.

Petinsurance.ie
Petinsurance.ie is a new pet insurance product that protects you against unforeseen circumstances. Choose between three pet insurance policies to cater for different household budgets. Cover Levels are Essential (Accident & Third Party Liability Only), Premier (12 months cover of a medical condition) or Premier Plus (Lifetime cover of a medical condition) providing comprehensive insurance for pets in Ireland. Make sure that your pet is fully covered by reading the terms and conditions of any insurance policy which you purchase thoroughly. DETAIL INFORMATION >>Services

Services

Extensive plans covering dogs and cats against a wide range of circumstances including Veterinary Bills, Third Party Liability, Death Benefit, Kennel / Cattery fees, Holiday Cancellation and Lost and Found ads. Petinsurance.ie also offers optional extras such as Overseas Travel which includes Quarantine Cover, Emergency Repatriation and Loss of Passport on our Premier and Premier Plus Pet Insurance Cover Levels


Advantages

Advantages

1. Apply online with ease
2. Three levels of cover.
3. Extensive covering dogs and cats against a wide range of circumstances


Disadvantages

Disadvantages

1. Excludes any previous medical conditions of your cat or dog at the time of purchasing this policy
2. Excludes Ä3.95 Admin Handling Fee and Postage charges

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Compare Pet Insurance

Make sure that your pet is looked after properly with pet insurance

Pet Insurance is a good idea for many reasons

Ireland is a nation of pet lovers. If your pet becomes ill of has an accident veterinary bills can cost thousands of Euros. Many pet owners have to decide between paying for the expensive treatments or, if they donít have the money, having their pet put down. Pet insurance can help you avoid being presented with a very difficult decision should your animal need treatment which you cannot afford. It can give you the peace of mind that should your pet need medical attention it will get the care and treatment it needs. Whether is it routine check-ups, vaccinations or a more serious operation, without pet insurance you could struggle to pay for the bills. With pet insurance you donít have to compromise on your petís health because of your finances.

Choosing a policy for pet insurance in Ireland

When choosing a policy, remember that the amount you will pay depends on a range of variables including your petís age and its pedigree. You will find that the older your pet, the more expensive your policy will be because an older animal is more likely to incur injury or illness. If your pet has a pre-existing medical condition such as cancer or arthritis you will struggle to find the insurance. Some policies also exclude treatment for hereditary conditions so make sure you check this in advance. When applying for a policy, be sure to disclose everything you can about your petís medical history. Cats and dogs are the most commonly owned pets and are easily to get insurance for. You can get other insurance for less common animals including horses, birds and rabbits and there are also specialist policies for more exotic pets including snakes and tarantulas.

There are different forms of pet insurance policy available

These are the main sorts of policies, based on the way that claims for veterinary fees are paid: Per condition with a 12-month time limit - cover is provided up to the veterinary fee limit or 12 months, whichever is reached first. After that, no further cover is provided towards the costs of treatment. These types of policies are usually the most competitive in terms of the premium that is payable.

Per condition limit - cover is provided up to the veterinary fee limit for each and every condition. Once this limit has been reached no further cover is provided for treating that condition.

Per condition per year - these policies provide cover up to the veterinary fee limit for each and every condition. Provided that the policy is renewed each year, the veterinary fee limit is also renewed which means that the pet will continue to receive treatment and the costs will be covered. These types of policies are usually towards the higher end in terms of the premium that is payable.

Per year basis - vets' fees are covered up to the fee limit. However, provided the policy is renewed each year, the veterinary fee limit is also renewed. This means that the pet will continue to receive treatment and the costs will be covered. These types of policies are also usually towards the higher end in terms of the premium that is payable.

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