Prepaid Cards
Prepaid cards offer an ideal alternative to a regular credit card. They may look just like normal credit cards issued by Visaฎ or MasterCardฎ, pay anywhere on the go, online or abroad but that is where the similarity ends. Prepaid cards are based on the principle that you load money onto the card yourself. There is no credit facility (no borrowing), so there is no debt danger. Once the funds on the card have been spent, it is up to you to load the card again.
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Because of the no-debt factor, prepaid cards are often available even to under 18s, students, the unemployed, those who are self employed and those with a bad credit rating. You are unlikely to undergo a credit check when you apply for a prepaid card. There are some things to watch out for when you compare cards check if there is a monthly fee and whether it costs to top up the card.
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Prepaid Cards - Latest News
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